If you’re looking for a Geegpay alternative in Nigeria, you’ve come to the right place. One option you have is Crane, a blockchain-powered payment app for receiving international payments in Nigeria. We enable you to receive money from international clients via cryptocurrencies (e.g., BTC, USDC, and USDT).
But what makes Crane a better Geegpay alternative, and what are the benefits of using us to receive money from abroad? This piece has all your answers.

Crane vs Geegpay: How both payment apps compare
| Services & features | Crane | Geegpay |
| Main offerings | Receive and convert crypto payments to naira. | Provides virtual GBP, EUR, or USD accounts to manage international transactions in Nigeria. |
| Auto currency conversion | Available as Auto-Convert. | Not available. |
| Transaction completion time | seconds or minutes. | 1-5 business days. |
| Discount cards | Available. It takes 25% – 100% off crypto-to-naira conversion fees. | Not available. |
| Deposit fees | Receiving crypto into your digital wallet on Crane is free. | Charges 0.7% – 0.8% of the transaction volume, capped at $15, £1.5, and €1.5, depending on the currency. |
| Transfer/withdrawal fees | It costs ₦30 to transfer naira in your Crane wallet to your bank account. However, free transfer cards remove the fees. | I) Transfers incur a fee of 0.35% of the transaction amount, capped at $30 to $50, depending on the country. II) Transfers to Nigerian bank accounts are free. III) In other countries (e.g., Ghana, Central African Republic, and China), transfers cost between $1 and $5. |
| Card services | Not available | Provides a virtual dollar card for online shopping and subscriptions. |
| Supported currencies | Supports seven cryptocurrencies for payments. | Supports receiving international payments in Nigeria through virtual dollars, pounds, and euros accounts. |
| Invoice | Available as Request Payroll. | Available. |
| Bill settlements | Provides Crane Coins (CNC) utility token for airtime recharge and data subscription. | Supports airtime and data recharge, electricity purchase, and cable TV subscription. |
| Digital channels | Android and iOS. | Available on Android, iOS, and the web. |
How can I receive money from abroad on Crane?

Crane offers three methods to receive money from abroad into Nigeria. The options are listed below:
1. Bank Direct: Receive money from abroad directly into your bank account💱
Do you want to receive cryptocurrency payments from international clients without the hassle of manually converting them to naira? Bank Direct is for you: It allows you to receive the naira equivalent of your crypto payments directly into your local account. Once Bank Direct is enabled on the Crane app, we’ll automatically convert your funds and send them to your attached bank account in seconds.
2. Regular Crypto Deposit: Receive money from abroad into a secure digital wallet 🔐
Regular Crypto Deposit lets you save your earnings in USDT and other cryptocurrencies in a secure Crane digital wallet. This option works best if you prefer to save your earnings in foreign currencies to beat inflation.
While Crane doesn’t offer investment opportunities, we provide Auto-Convert to boost your earnings. Here’s how it works: once you set an order to automatically convert a digital asset when it reaches a higher market rate, we’ll automatically trigger the conversion once the market value matches your conditions. This is how Crane ensures you gain from the crypto market despite its volatility.
To create an Auto-Convert order on the Crane, follow the steps below:
- Go to Auto-Convert on the Crane app homepage.
- Select the digital asset, the timing (above or below a particular rate), the preferred market rate that triggers conversion, and the amount of digital asset to convert.
- Click on Create Order.
3. Request Payroll: Create invoice for quick payments 📜
No one likes delayed payments. But that’s the experience of the average remote worker, as 85% of their invoices are paid late. But you can avoid delayed payments through our Request Payroll invoice system.
It helps you send invoices to your clients with your wallet details for quick payment. Besides, Request Payroll records all your transactions, allowing you to track your revenue performance. Request Payroll is ideal for receiving payments at a scheduled time and tracking your earnings.
Crane vs Geegpay: 7 reasons Crane is the best Geegpay alternative
What are the benefits of choosing Crane over Geegpay to receive international payments? I listed seven of them below:
1. Your transactions complete in double quick time
Crane is built on blockchain technology, in which transactions typically complete in seconds. Geegpay, on the other hand, operates on the traditional financial system, and transactions take several days to complete.
2. It helps you maximise your earnings
While Geegpay lets you save in dollars, you’ll likely lose some of your savings because of the dollar fluctuations. At Crane, we offer Auto-Convert, which enables you to capitalise on high cryptocurrency gains. Unlike Geegpay, which requires constant market monitoring to achieve this, our system is automated. Once the market value matches the conditions you set, you’ll get your money/profit.
3. Pay little or nothing on transaction fees
On Geegpay, you’re garunteed to lose some of your earnings to deposit and/or transfer/withdrawal fees. While Crane charges withdrawal and trasfer fees, we provide options that help you keep the bulk of your earnings.
That’s why we provide discount cards, available to every new user, and free transfer cards to reduce transaction and conversion fees. Our discount cards remove 25% to 100% of crypto-to-naira conversions on the Crane app. Similarly, transfer cards enable you to transfer naira from your Crane digital wallet to a bank account without incurring any charges.
4. No withdrawal delays

Geegpay’s policy is to make funds from cash and check deposits available by the first business day after the day a deposit is received. Therefore, you may not have access to all of your deposit until the second business day, depending on the type of check deposited into your account. You can only withdraw the first $275 of your deposits after the first business day of deposit.
In contrast, you have instant access to withdraw your funds on Crane—you don’t have to wait for days or withdraw a portion of your funds with us. Instead, our withdrawal process depends on your KYC tier, as shown in the table below:
| KYC Tier | Single transaction withdrawal limits | Daily withdrawal limits |
| 1 | Not available. But you can receive an unlimited volume of crypto. | Not available. But you can receive an unlimited volume of crypto. |
| 2 | ₦1,000,000 | ₦2,000,000 |
| 3 | ₦2,000,000 | ₦10,000,000 |
5. A better reward system
Our utility token (CNC) is the reward you receive after completing a transaction or set tasks, such as finishing Know Your Customer (KYC) registration, referring our services to your friends, or earning a badge on the Crane app. You can use the CNCs for data subscription, buy airtime, or swap them for physical cash when they reach 10,000.
While Geegpay provides rewards, its conditions are stricter than Crane’s. You need a minimum of $100 in your account (virtual card balances don’t count) to qualify for Geegpay rewards. The table below compares Crane’s reward (CNC) with Geegpay’s.
| Crane Reward (CNC) | Geegpay’s reward |
| Available to all Crane users. | Need to have a virtual USD account to qualify for rewards. |
| Only Tier 2 and above users can spend their CNCs on airtime and data after converting $20 worth of crypto to naira. | You need to have at least $100 in your USD account to qualify for Geegpay’s rewards. |
| Easy to earn—you can receive them after completing simple tasks, such as finishing a KYC registration, signing up on the Crane app, and setting up Auto-Convert and Crypto-Alert. Also, every crypto-to-naira conversion earns you CNC. | Earning rewards on Geegpay is relatively difficult compared to Crane because it depends on the funds deposited in your account, purchases made with your USD card, your monthly activity, and average balance. |
| Must reach 10,000 to redeem it for cash. | Can’t withdraw less than $2. |
6. Receive foreign payments directly into your bank account through Crane’s Bank Direct
The workflow for receiving foreign currencies on Geegpay works like this: send a client your invoice containing your account details > receive money into your virtual USD bank account > send money to your local bank account. The process takes several business days to complete after hours of market watching for favourable USD rates before conversion.
But Crane’s Bank Direct works like this: send your wallet address to a business client > receive the naira equivalent of your payment directly into your bank account.
Did you note the difference?
Bank Direct helps you skip the market watching and manual conversion steps. It automatically sends the naira equivalent of your funds directly to your bank account once you enable it on the Crane app. What’s more? Everything is completed in under five minutes, unlike Geegpay’s process, which takes several days.
7. Access to save in multiple foreign currencies
Inflation in Nigeria is no joke—the naira’s value constantly fluctuates. One way to beat the naira inconsistency is to earn and save in foreign currencies. In this regard, Crane allows you to receive payments in seven cryptocurrencies, including BTC, USDC, USDT, and ETH, enabling you to save in multiple digital assets.
In contrast, Geegpay provides virtual USD, GBP, and EUR accounts. However, the USD account is the readily available option for payment collection and savings in Nigeria, limiting your access to save in foreign currencies.
Summarily, Crane—the Geegpay alternative—is your ideal payment app to receive money from abroad if you fall into any of the following categories:
- You have business clients who pay in crypto.
- You want an off-ramp crypto app to receive crypto payments directly into your local bank account. Crane’s Bank Direct will help you achieve this.
- You want to maximise your earnings without constant market watching. Our Auto-Convert is your buddy for this.
- You want to receive the bulk of your earnings. Our discount cards and free transfers will help you spend little or nothing on transaction and conversion fees.
- You want a Geegpay alternative to receive payments in multiple digital assets, such as BTC, ETH, and USDT.
FAQs about Geegpay alternatives in Nigeria
1. How do I receive money from abroad in Nigeria?
You can receive money from abroad using the Crane app. To join us, do the following:
- Download the Crane app through this link.
- Set up your account using the steps here.
- Share your wallet address and start receiving money from abroad.
2. Does Geegpay work with PayPal?
Yes, it does, per this Geegpay article. To link your Geegpay with PayPal, follow Geegpay’s instructions shown in the image below:

3. How much does Geegpay charge for deposits?
Geegpay deposit fees depend on the currencies. The table below shows their deposit fees as of June 10, 2025, the date of writing.
| Currency | Fees |
| NGN | none |
| USD (ACH and domestic wire) | 0.8% of the transaction amount, with a minimum of $1.5 and capped at $15. |
| USD (SWIFT) | 0.8% of the transaction amount, with a minimum of $10 and a maximum of $ 15. |
| EUR | 0.7% of the transaction amount with a minimum of €1.5. |
| GBP | 0.7% of the transaction volume, with a minimum of £1.5. |



