If you search “What’s the best app to receive crypto payments in Nigeria?” on Google, two apps—Crane and Breet—will show up on the search engine result page, and rightly so. You can use both crypto apps to receive crypto, prepare clients’ invoices, and settle everyday bills, such as airtime and data recharge. 

Despite their similarities, both blockchain-based platforms aren’t the same—they have distinct features. In this piece, we’ll compare both apps to help you decide the best platform to receive crypto payments. 

Crane vs Breet: An overview of their features

Crane: The off-ramp platform for receiving crypto payments in Nigeria

Crane is a blockchain-powered financial app for receiving and converting crypto to naira within seconds. The Crane app simplifies crypto usage and adoption, irrespective of your knowledge about the industry. Currently, you can receive crypto payments through the following digital assets: BNB, BTC, ETH, DOGE, TRX, USDC, and USDT. 

The main features of the Crane app are listed below: 

1. Bank Direct: Automatic crypto-to-naira conversion 🔄

It lets you receive crypto directly into your bank account in seconds, eliminating the need for manual conversion. Bank Direct will automatically convert crypto to naira and send it to your designated bank account. 

Click the button below to enable Bank Direct on Crane 👇🏾

2. Auto-Convert: Maximise your crypto gains without stress 💹

The crypto market is inherently volatile. Prices change frequently, making it challenging to keep up with market rates. Auto-Convert, however, removes the stress of monitoring the crypto and helps you maximise profits from your crypto earnings. 

For example, if you set an order to automatically convert 3 USDT to naira when the USDT market rate reaches ₦1700, the order will trigger once the market rate matches your set conditions. 

Follow the steps below to configure Auto-Convert on Crane: 

• Go to Auto-Convert on the Crane app homepage
• Select the digital asset, the timing (above or below a particular rate), the preferred market rate that triggers conversion, and the amount of digital asset to convert. 
• Click on Create Order. 

3. Crypto Alert: Bid market watching bye 👋🏾

Crypto Alert is what you need if you’re interested in crypto prices before conversion. Once enabled, you’ll be notified about the current price or conversion rate of digital assets. To set up Crypto Alerts on Crane, follow the steps below:

• Go to Crypto Alert on the Crane app homepage.
• Select “Create New.”
• Select the alert type—price or rate alert. “Price alert” tells you when a digital asset experiences a sudden spike or drop. Similarly, “Rate alert” notifies you about the surge or drop in the sell rate of cryptocurrencies. 

4. Request Payroll: Convenient crypto invoice 📝

Request Payroll allows you to send a crypto invoice to clients and receive payment at the scheduled time. To create an invoice on Crane, follow the steps below:

• Click on “Receive” on the Crane app homepage.
• Select Request Payroll. 
• Add the employer’s name and email, your preferred crypto asset and network for payments, and the requested amount. Ensure your network matches the paying party. 
• Preview the email for corrections and send it after review.

5. Bill payments with Crane’s utility token (Crane Coins) 💡

Utility tokens are digital assets designed for specific functions on a designated platform. A typical example is Crane Coins, also known as CNC, which are used for bill payments, including airtime and data recharge. You can win CNC by doing the following:

• Complete transactions on Crane. 
• Unlock a new badge or level on the Crane app. 
• Refer your friends to join Crane. 
• Complete Know Your Customer (KYC) registration. 
• Rank high on the leaderboard. 

Breet: The crypto exchange platform for selling crypto

Breet is a platform for selling cryptocurrencies. It’s an off-ramp crypto service for crypto swapping. It provides 12 digital assets for receiving cryptocurrency and supports over 100 virtual currencies for trading. 

Breet also provides the following services:

1. Price alert

It notifies you of the latest crypto rates. However, Breet allows one alert per coin, and you can’t set more than five price alerts at a time. 

2. Invoicing

You can only generate an invoice for your clients in USD. The invoice has a maximum validity of three days. Here’s a sample of an invoice generated on Breet:

3. Bill settlements 

Breet supports data and airtime recharge, cable subscription, electricity recharge, and betting payments. 

Crane vs Breet: Transaction fee and rate overview

Crane lets you receive crypto for free. We also use a straightforward, flat rate for crypto-to-naira conversions. That means Crane’s conversion rate is the same, irrespective of the digital asset, although the transaction fee costs 2% of the amount you’re converting to naira. 

Crane, however, offers discount cards that reduce or eliminate transaction fees, allowing you to maximise your returns. 

Breet, on the other hand, uses a tiered conversion system with unique rates for digital assets. The crypto-to-naira conversion rates depend on the digital asset and the amount, as shown in the images below: 

Note: The conversion rate images for both apps were captured on Monday, May 26, 2025, and are subject to change.

The conversion rates of both platforms are summarised in a table below:

Crane vs Breet: Which app should you use to receive crypto payments in Nigeria? 

Use Crane for crypto collection if you fit any of the boxes listed below:

• You’re a freelancer, business owner, or crypto enthusiast who wants to receive crypto directly into your bank account with Bank Direct, without the need for constant market watching. 
• You want a service that can help you maximise your crypto earnings, irrespective of your crypto market experience, through Auto-Convert and Price Alert.
• You need an easy-to-use off-ramp crypto platform strictly for receiving crypto payments. 
• You want a crypto invoicing system for quick payment collection.

In contrast, opt for Breet as your crypto exchange platform if you want any of the following:

• You want an off-ramp crypto app that allows you to swap one cryptocurrency for another.
• You prefer to send client invoices in USD, not crypto, as Crane does. 
• You want a crypto payment service for bill payments, including electricity top-up. While you can buy airtime and data with CNC on Crane, Breet’s bill payment service has more options.